Fall and winter are busy times of the year with school gearing up and the holidays approaching. You are probably not thinking about your last visit to your dentist, but the end of the year is the perfect time to touch base with your dental provider to schedule any appointments for preventive care or treatment that you need. Why? Because your benefits are about to run out! Your dentist in Tyler explains.
How Dental Insurance Benefits Work
The first thing to know about dental benefits is that most plans are based on a calendar year system, meaning that your benefits begin in January and end in December. Most plans also have a yearly maximum ranging from $1000 to $2000. This is the most your insurance plan will pay for your treatment each year. Because these dollars don’t roll over into next year’s benefits, if you don’t use them by the end of December, you will lose them.
What does it all mean? That right now is the best time to contact your dentist and determine if you have had two cleanings and checkups and completed any treatment that was recommended this year before your benefits run out and you lose your dollars.
The Power of Preventive Care
The focus of dentistry is prevention, which is why most dental plans cover your six-month cleaning and checkup appointments at 100%. Since there is little to no out-of-pocket cost for you, it is to your advantage to use this benefit and visit your dentist twice each year. Preventive care helps you avoid more significant problems such as tooth decay and cavities because your dentist can detect them early on.
As an example, if your dentist finds tooth decay during your examination, you can be proactive about treating it right away, and it can typically be treated with a simple dental filling. A filling is a less complicated procedure and won’t require recovery time or missed days at work. Ignoring tooth decay could result in the need for a more significant and costly procedure.
Do You Have Questions?
We are happy to answer any questions you have about your dental insurance, what it covers, and give recommendations on treatment or appointments you should schedule before the end of the year. Give your Tyler dentist a call today for more information.
About Franklin Dental Center
Would you like to work with a dentist who is committed to serving her community? Would you like a dentist who puts you at ease and has your best interests at heart? Look no further than Dr. Donna Franklin-Pitts! Patients appreciate her friendly demeanor and love the personalized attention they receive at Franklin Dental Center.
If you would like to contact Dr. Franklin-Pitts, she can be reached through her website or by calling 903-593-2330.